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Advantages
- Your valuables NEVER leave your sight. No worries about a switching
of stones at the Mall.
- Your questions are answered by an expert.
- Time saving - no driving, dropping off, or waiting for days,
or even weeks.
- Appointments at your convenience, at your location.
- Independent and unbiased appraisal. No inflated appraisals.
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Why get an appraisal?
- Insurance - most insurance companies require an appraisal every
two years.
- Inspection of stones and settings - don't wait until you've
lost your diamond.
- Make sure what you bought is what you were told.
- Estate valuation
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Cost of appraisal
- Complexity of the piece
- Number of stones
- Type of stones
- Number of pieces
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Typical situations where an appraisal is needed are:
- Insurance
- Scheduling
- Claims
- Damage report
- To confirm the value and/or authenticity of a new purchase.
- Future ID
- Detail report to protect against switching when left for repair or upgrades.
- Helps in recovery if stolen.
- Estates
- Federal estate tax
- State probate
- Trust or Conservatorship formation
- Estate planning/Distribution
- Establishment of tax basis
- Fair market value for IRS.
- Valuation for equitable division of inherited jewelry and/or gems.
- Purchase advice
- Pre-sale examination
- Internet purchases
- Sale of Property
- Resale
- Orderly Liquidation
- Forced Liquidation.
- Divorce
- Litigation
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Why should I have my jewelry appraised? You will need an appraisal if you want to obtain insurance coverage on items worth more than $500, if you plan to sell your jewelry or use it as collateral, to settle an estate or for fair distribution of gifts, to claim a casualty loss for your insurance company or the IRS, to divide property in a divorce, or for a tax deduction of a charitable contributions of gems or jewelry.
How often should I have an appraisal? The Insurance Institute of America recommends that jewelry be re-appraised every two years. With CGR , your appraisal will stay active in our database. If you update your appraisal on a regular basis, it can be done relatively quickly and thus at a savings to you.
Some Key Tools that CGR uses for aiding in appraisals are:
- Leica SZ4 Stereozoom Microscope - provides 10. - 120x magnification.
- Diamond Color Grading Light Source (north daylight equivalent)
- Fiberoptic Light Source
- Longwave and Shortwave Fluorescent Unit
- Prism Spectroscope
- Refractometer
- Immersion Cell
- Polariscope
- Dichroscope
- Presidium Digital Gauge
- Ultrasonic Cleaner
- Laptop Computer
- Printer
- Digital Camera
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CGR is highly efficient & computer savvy, thus keeping the total expense down, and not much higher than that charged by many jewelers with no appraisal training.
No need to worry about asking "stupid questions" in a jewelry store. With one-on-one personalized attention, our experts will answer all your questions to the best of their ability in plain English.
Insurance Policies vary. Ask your agent what they require for insuring and how often they require it.
Each piece of jewelry will be weighed, measured, and described in detail.
- Gemstones will be identified, graded, measured, and their weights calculated
- Metal content will be determined
- All diamonds over ½ carat will be issued a grading report, with color, clarity and cut information listed. The internal characteristics of the stone will be diagramed.
- Colored gemstones certificates will be done for colored stones when appropriate.
- Your appraisal will have enlarged color photos of the items.
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